Fullerton Hills Market Report — July 2026
As we enter the second week of July 2026, mortgage rates have dipped to their lowest level in several weeks, the Federal Reserve holds steady at 3.50%–3.75%, and the latest BLS jobs report signals a cooling labor market. Against this national backdrop, Fullerton Hills continues to reward well-prepared buyers and strategic sellers. This comprehensive monthly report covers neighborhood-level CRMLS data, a deep dive into mortgage and economic trends, and actionable insights for our three core communities — Raymond Hills, Sunny Hills, and Golden Hills.
National Rate Landscape
Data as of July 2, 2026 · Sources: Freddie Mac PMMS, Bankrate, BLS, Federal Reserve
Weekly Rate Movement
30-year fixed rate trajectory — lower is better for buyers
Source: Freddie Mac Primary Mortgage Market Survey®
Federal Reserve
Markets price in a ~90% probability of hold the Fed holds at its July meeting. The FOMC's June dot plot hinted at a possible rate hike in 2026, though market participants remain skeptical.
BLS Jobs Report — June 2026
Just 57,000 jobs were added in June — well below consensus expectations. The cooling pace could strengthen the case for eventual rate cuts, though wage growth remains firm at 3.5% YoY.
What This Means for Fullerton Hills Buyers
At current median prices, even small rate movements create significant monthly payment differences. Here's the real-dollar impact on a typical Fullerton Hills purchase:
This week's rate drop saves ~$171/month
On a $1.3M home with 20% down ($1.04M loan), the decline from 6.68% to 6.43% translates to approximately $171 less per month — or $2,057 annually. Over a 30-year term, that's roughly $61,703 in total savings. For Fullerton Hills buyers, this rate environment creates a meaningful window.
Fullerton Citywide Snapshot
The broader Fullerton market shows a median sale price of $1,085,000, with roughly 1.6 months of active supply and an average of 28 days on market. At 1.6 months of supply, Fullerton remains firmly in seller's-market territory — well below the 4–6 month balanced threshold. Year-over-year, the citywide median has appreciated approximately +8%, reflecting sustained demand despite elevated mortgage rates.
CRMLS data as of June 2026. Economic data sourced from Freddie Mac, BLS, and the Federal Reserve.
Neighborhood Comparison Dashboard
Key metrics across our three core Fullerton Hills communities. Data from CRMLS, June 2026.
Median Sale Price by Neighborhood
Total Listing Activity — All Neighborhoods
Raymond Hills
Sunny Hills
Golden Hills
| Neighborhood | Median Price | Active | Avg. DOM | YoY |
|---|---|---|---|---|
| Raymond Hills | $1,394,000 | 14 | 39 | +5.2% |
| Sunny Hills | $1,475,000 | 34 | 30 | +8.3% |
| Golden Hills | $1,356,500 | 8 | 11 | +2.1% |
CRMLS data as of June 2026. Economic data sourced from Freddie Mac, BLS, and the Federal Reserve.
What This Means for Buyers & Sellers
For Sellers
With sub-two-month supply across all three neighborhoods and mortgage rates showing signs of easing, sellers remain firmly in the driver's seat. Sunny Hills move-in-ready properties continue to attract multiple offers within two weeks. Raymond Hills view estates command premiums, and Golden Hills character homes near trail access move quickly — averaging just 11 days on market. If you have been considering listing, the combination of low inventory and now-declining rates creates one of the strongest seller windows of the year.
For Buyers
The rate dip to 6.43% is welcome news — every 25 basis-point reduction translates to hundreds of dollars in monthly savings on a typical Fullerton Hills purchase. Competition remains real, but prepared buyers with pre-approved financing and a clear neighborhood strategy have an edge. Golden Hills offers the best value per square foot and strong lifestyle amenities. In Sunny Hills and Raymond Hills, plan your offer strategy to compete decisively when the right property surfaces.
Key Trends to Watch This Summer
- Rate relief fuels summer demand: With the 30-year dropping 25 basis points in a single week, expect buyer activity to intensify through July and August. School-bound families racing to close before fall will compress DOM further.
- School-boundary premium persists: Homes within the Sunny Hills High and Troy High attendance zones continue to outperform the broader Fullerton median by $200K–$300K, underscoring the enduring value of feeder-school placement.
- Fed holds, but cracks appear: The June jobs report (57K vs. expectations) and unemployment ticking to 4.2% may accelerate the timeline for eventual rate cuts — a potential tailwind for late-2026 and 2027 buyers.
- View lots as blue-chip assets: Raymond Hills properties with unobstructed mountain or city-light views are behaving like limited-supply assets. Owners of these lots should be aware their equity position is stronger than automated valuations suggest.
- Lifestyle-driven demand in Golden Hills: Proximity to the Fullerton Loop and Hiltscher Park continues to attract active-lifestyle buyers from outside the area, supporting pricing even as broader ZIP code data shows mixed signals.
June 2026 Market Report
Review last month's full CRMLS listing tables and neighborhood analysis.
Featured on the Dining & Nightlife Guide
Luigi's D'Italia
Authentic Family-Owned Italian • Handmade Pasta • 1032 E Bastanchury Rd
Sitting right on East Bastanchury Road — the same winding corridor that connects Sunny Hills, Raymond Hills, and Golden Hills — Luigi's D'Italia has been a cherished neighborhood fixture for over four decades. Every pasta is handmade, every sauce simmered from family recipes, and every pizza baked thin and crisp in the tradition of a true neighborhood pizzeria.
Tortellini D'Angelo
Handmade chicken tortellini in creamy tomato sauce.
White Clam Pizza
Thin, crispy with fresh clams, garlic & olive oil.
Get Your Personalized Market Analysis
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Rob Cole · Senior Broker Associate · DRE #1265803 · The Cole Group at REAL Broker
Based on information from California Regional Multiple Listing Service, Inc. as of 2026 and/or other resources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker of MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The information being provided is for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
